First Time Home Buyer and looking for a pre-approval? Purchasing your next home or even looking at buying investment property? I’m Kelowna’s Mortgage Broker!




At John Antle Mortgages, your Kelowna Mortgage Broker, acts as a liaison between the borrower and the lender in order to ensure you get the best rates available. One of the most important financial decisions you will ever make is purchasing a home and securing your mortgage. This is a huge commitment. It is helpful when the process can be simplified. Having a professional who understands the Kelowna mortgage market and has knowledge of the industry will help to ensure a stress-free and speedy home buying experience for you.

Kelowna Mortgage Guru - John Antle

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John Antle Mortgages Will Find You The Right Mortgage to Suit Your Needs. 

Mortgage Pre-Approval

Getting a mortgage pre-approval is a great first step when you’re looking to purchase a home. This process will provide you with a specific dollar amount that you can afford and is quick and painless. Usually you can get pre-approved within 24 hours with the necessary income verification and supporting paperwork on hand. Your pre-approval holds the rate for 60-120 days, so if rates go up while you were shopping for a home, you can still get the low rate you were offered on your pre-approval. However, if rates go down you can still take advantage of low market rates.

Refinancing or Renewing Your Mortgage

If you’re looking for a way to utilize the equity in your home or reduce the amount of interest you are currently paying on your mortgage, refinancing can be a great option. Refinancing your mortgage can do many things, including lowering your interest payment or reducing your interest rate. Both of these factors can help you get a clear picture of what refinancing your mortgage would look like.

Always discuss your options with your broker when you are considering a refinance. You also need to consider the fees that will be necessary for a home refinance. You will likely be responsible for closing costs very similar to those associated with getting a mortgage.

Are You a First Time Home Buyer?

You have dreamed about it, planned for it, and you’re ready to make the biggest financial decision of your life! We can help you open the door to home ownership and a better future. Investing in your own home really is like investing in yourself. Whether you’ve recently graduated, just got married or simply tired of throwing your money away every month on rent, you need the expertise of a Mortgage Professional to answer your questions. Remember, we work for you, not the banks or other lenders so you get unbiased advice. Apply now and let’s make it happen.

Purchasing Your Next Home

It’s a great time to talk to a Mortgage Alliance Professional. They have the knowledge you need to help you make the right decisions, including advice on mortgage financing options you may want to consider when buying or selling.


From choosing the right mortgage to paying for the expenses associated with your home purchase, we can offer you some real options. Concerned about breaking your mortgage contract or losing your low interest rate when you sell your home? I can help you assess your current mortgage and review what’s in your best interest. For the best advice, contact us, we’ll be able to help you make all the right moves.


Fixed Rates Versus Variable Rates

By choosing a Mortgage Alliance Professional you can access all your mortgage options with just one phone call and  one application. Your Mortgage Alliance Professional works on your behalf. They will place your mortgage with the lender that is the best fit for you, whether it’s a major bank or a private lender.

Fixed Rate Residential Mortgages

Your Fixed Rate Mortgage will stay the same over the course of your term regardless of market fluctuations. Fixed Rate Mortgages can be open or closed. You may want a closed fixed rate if…

  • If you believe that interest rates will rise – you will be protected against an increase.
  • If you have a low threshold of tolerance for market fluctuation.
  • If you prefer to have the same payment over the course of your term.
  • If you don’t intend to make any or very few prepayments of your mortgage principle.
  • If you don’t plan to sell your home in the near future.

Fixed Residential Rates

TermPosted RateMortgage Alliance
1yr (open)6.30%6.30%
1yr (closed)3.14 %1.74 %
1yr (closed)3.19 %1.69 %
3yr (closed)3.49 %1.69 %
4yr (closed)3.74 %1.74 %
5yr (closed)4.59 %1.79 %
7yr (closed)5.35 %2.34 %
10yr (closed)5.60 %2.84 %

Variable Rate Mortgages

Your payment is fixed for the chosen term and your rate will fluctuate with the market’s variations. You may want a closed variable rate if…

  • If you believe that interest rates will drop, and you can enjoy that benefit.
  • If you have a high threshold of tolerance for market fluctuation.
  • If you have the ability to absorb an increase in your payments in the event of a rate hike.

Variable Residential Rates

TermPosted RateMortgage Alliance


 John Antle Mortgages has access to over 60 of the Top Moneylenders and a large network of Private Lenders. Let us find the right Mortgage to suit your needs!


How much can you afford? What are your monthly payments? It all adds up!

Affordability Calculator

If you’re planning on pursuing a mortgage soon, one thing you may be wondering about is all of the options available to you. Mortgages come in all shapes and sizes, and it can be confusing when trying to find the best one for your future home. In order to get the best rate, it’s crucial that you do as much research as you can, including using a mortgage calculator.

Payment Calculator

This handy mortgage affordability calculator lets you quickly compute how much you can spend on a monthly mortgage payment. Your payment is going to highly depend on the size and type of mortgage you qualify for, but our mortgage affordability calculator can help you decide on how much of your overall budget can be dedicated to your home mortgage.

Secure Online Application

Now that you know what to expect with regard to your monthly payments, the next step is to apply for your mortgage. We will provide you with information that will tell you how much you will qualify for where ever you are at in your home ownership journey. You will then be able to proceed on your path with confidence knowing the price range to work within.


John Antle Mortgages Offers The Complete Mortgage Package For the Kelowna Market

The Right Mortgage

Our Exclusive Mortgage Rates – Your Kelowna Mortgage Broker works on your behalf. They will place your mortgage with the lender that is the best fit for you, whether it’s a major bank or a private lender.

The Right Close

We eliminate the need for you to trek back and forth to a lawyer’s office to complete mortgage transactions by providing easy access to legal advice and title insurance on your terms.

The Right Insurance

When you work with a Mortgage Alliance Professional, you get access to preferred insurance rates provided by our insurance partners, Simplinsur. It’s just one more way we help you take care of your home and everything in it.

The Right Credit Card

Make it your dream home with a Mortgage Alliance Collabria Mastercard®.Find out more about our suite of credit cards with benefits designed to meet our different customers’ needs.

To Our Awesome Customers

Our business is fueled by personal referrals. Our goal is to provide each and every customer with a pain free mortgage experience. if we’ve hit our goal in customer satisfaction then please let us know. Leave us a review. If there are areas for improvement please give us a call. We want to know. That’s how we keep improving our business.


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Mortgage Alliance – John Antle Mortgages
1855 Kirschner Road #280
Kelowna, BC V1Y 4N7

(250) 212-8512